Frequently Asked Questions

Questions About Mortgages:

Unlocking the Mortgage Mystery: Your Burning Questions About Mortgages Answered!

Questions About Mortgages:

Unlocking the Mortgage Mystery: Your Burning Questions About Mortgages Answered!

What are the key differences between fixed-rate and adjustable-rate mortgages (ARMs)?

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What are the advantages and disadvantages of a 15-year versus a 30-year mortgage?

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How can I calculate how much home I can afford based on my income and expenses?

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What is private mortgage insurance (PMI), and how does it impact my mortgage payments?

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Questions About the Mortgage Process:

Navigating the Mortgage Maze: Answers to Your Top Questions About the Mortgage Process!

What's the difference between pre-qualification and pre-approval, and which one should I pursue first?

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How long does the mortgage approval process typically take, and what factors can cause delays?

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What documents do I need to gather for the mortgage application, and how can I prepare them in advance?

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What are the closing costs, and can you provide an estimate of what I should budget for them in my home purchase?

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George


Bryce Fransen is a true professional. Such a kind and fun person. He knows his stuff and never hesitates to share with everyone. He puts his clients first and always does what’s best for everyone in the transaction. I genuinely have enjoyed developing a friendship with Bryce and look forward to accomplishing big things together. I highly recommend Bryce!!

Max


Bryce was the absolute best. I had a ton of questions and he answered every single one quickly, patiently, and he made sure to explain EVERYTHING. He truly wants what is best for his clients, and wants you to get the best deal possible! 100/10, I will absolutely use him and his team again if/when I refinance. I most definitely think you should too!

Bryce also has a lot of connections to realtors to help you through the entire home buying process. He makes sure to connect you with one that fits you and what you’re looking for! I can’t recommend him enough!

Kim


Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Bryce was able to boil down all the rates and acronyms into logical information I needed to make the right decision. Bryce went out of his way to make sure I got the best available loan at the lowest possible rate. I recommend Bryce to anyone in the market for a mortgage!

Billy


Bryce is an amazing loan officer! He’s thorough, honest, and receptive - all things you need in a loan officer when purchasing a home. And to add to that he has amazing customer service and responds quickly, both things I personally look for when hiring a service provider. I will continue to recommend Bryce to anybody in the market for a home loan!